---
title: "How Much Can You Earn With KAST Referrals?"
description: "If you’ve ever wondered whether KAST referrals actually pay, the answer is yes, but only when your friend follows through. Rewards don’t trigger at signup; they trigger when your friend spends and hits step-based milestones within their first 30 days."
section: "Blog"
canonical: "https://www.kast.xyz/en/blog/learn/how-much-can-you-earn-with-kast-referrals"
updated: "2026-09-18T02:17:00Z"
---

# How Much Can You Earn With KAST Referrals?

#### Key Takeaways

- Referral rewards don’t trigger at signup, they trigger when your friend spends and hits milestones.  
- Earnings per friend can reach up to $250 from card spend, with membership upgrades adding more.  
- KAST makes it easy to share a link and track progress, so you can see which referrals are actually converting into rewards.

You’ve probably had this thought at least once:

“Alright, if I refer people… am I actually making money here, or is this not that meaningful?”

You are making money. But it depends on what happens after your friend signs up.

Some people sign up and forget about it. Others start using the **card** immediately. That difference shows up directly in **what you earn.**

## How KAST Referral Rewards Work

Here’s how it actually plays out.

You send your link. Your friend signs up, verifies their account, and gets access to the [KAST card](https://www.kast.xyz/blog/learn/kast-cards-explained-tiers-rewards-fees-and-how-to-choose).

At that point, nothing has been earned yet.

The moment things start moving is when they begin spending.

Every dollar they spend pushes them toward milestones. Each milestone unlocks a reward for you. If they never use the card, nothing triggers. If they use it regularly, the rewards stack up pretty quickly.

That’s the entire loop. No extra steps. Rewards trigger automatically based on your friend’s activity.

Referral rewards are available globally.

## Spend Milestones: What You Earn Per Friend

The rewards are tied to how much your friend spends over time. 

Here is the full table with amount of rewards you can make:

| Friend’s cumulative spend | Rewards |
| --- | --- |
| $100 | $20 |
| $600 | $30 (total $50) |
| $1,600 | $50 (total $100) |
| $6,600 | $150 (total $250) |

A couple of things to understand here, because this is where people usually get tripped up:

Spending is **cumulative**, but the milestones are **step-based**. Once your friend hits the first $100, the next step starts fresh. They need to spend another $500 after that to unlock the next reward.

So yes, your friend might have already spent $100, but that doesn’t count toward the next step. The counter effectively resets for each milestone.

Also, if your friend spends more than **$5,000 in a single transaction**, they skip straight through the ladder and you receive $250.

> **Callout**
>
> You can earn up to $250 per referred friend from card spend milestones. If they upgrade, you can stack +$100 (Premium) or +$1,000 (Private) on top, meaning up to $1,250 total per friend in the best case.

## Membership Rewards Continue From There

The rewards don’t stop at spending.

If your friend upgrades their [account](https://www.kast.xyz/global-accounts), there’s an additional payout for you, plus a benefit for them.

- If they buy **Premium**, you earn **+$100**
- If they buy **Private**, you earn **+$1,000**

At the same time, your friend gets a **10% discount** on the membership when they upgrade through your referral.

So there’s an incentive on both sides. You earn more, and they pay less.

These rewards stack directly on top of whatever you’ve already earned from their [card usage](https://www.kast.xyz/blog/learn/where-can-i-use-a-crypto-card-online-in-store-or-at-atms).

| Referral action | Your reward |
| --- | --- |
| Friend reaches all spend milestones | $250 |
| Friend buys Premium | $100 |
| Friend buys Private | $1,000 |
| Best-case total | $1,250 |

## How Much You Can Make: Real Scenarios

Let’s run through a few realistic situations.

### Scenario A: Light usage

Your friend signs up and spends around **$100**.

You earn **$20**.

That’s the entry level. They tried it, but didn’t go further.

### Scenario B: Active usage

Your friend reaches about **$1,600 total spend**.

They pass three milestones, and you earn:

- $20
- $30
- $50

Total: **$100**

This is a solid, normal outcome for someone who actually uses the card.

### Scenario C: Active user + Premium

Your friend reaches **$1,600** and then upgrades to **Premium**.

You earn:

- $100 from spend
- +$100 from Premium

Total: **$200**

They also get the 10% discount on their membership, which usually helps nudge that decision.

### Scenario D: Full spend + Private

Your friend goes all the way to **$6,600** and upgrades to **Private**.

You earn:

- $250 from spend
- +$1,000 from Private

Total: **$1,250**

This is the top end. It doesn’t happen with every referral, but when it does, it’s very noticeable.

## Multiple Referrals: How It Adds Up

There’s no **cap on referrals**, so the math scales directly.

If you refer more people who actually use the [KAST card](https://www.kast.xyz/crypto-cards), your total earnings increase in a very predictable way.

| # of friends | If each earns $20 | If each earns $100 | If each earns $250 |
| --- | --- | --- | --- |
| 5 | $100 | $500 | $1,250 |
| 10 | $200 | $1,000 | $2,500 |
| 25 | $500 | $2,500 | $6,250 |
| 50 | $1,000 | $5,000 | $12,500 |

Upgrades change the picture quickly.

One Premium upgrade adds $100. One Private upgrade adds $1,000.

So the difference between ten casual users and ten highly engaged ones shows up fast.

## Payouts, Refunds, and Tracking

This is where the mechanics matter.

**Payout timing:**

Rewards are credited **instantly** once your friend hits a spend milestone.

All payouts go into your **Cash Rewards balance** with a **14-day time lock** before they become available.

**Refunds and clawbacks:**

If your friend [refunds a transaction](https://concierge.kast.xyz/hc/en-us/articles/13973245728143-When-Can-I-Expect-My-Refund-on-KAST) and their total spend drops below a milestone, part of your reward can be reversed.

If they spend again later and cross that same milestone again, the reward is credited again automatically.

This only affects your **Cash Rewards balance**. Your referral count stays the same.

**Tracking inside the app:**

You can see:

- How many people signed up with your code and completed verification
- How many reached the **first $100 spend milestone**

So you’re not guessing who actually followed through.

## What This Looks Like In Practice

Here’s the straightforward version.

Per friend, you can earn anywhere between **$20 and $250** from card usage alone. That depends on how much they spend within their first 30 days.

If they upgrade, you can add **+$100 or +$1,000** on top.

At the top end, one referral can generate **$1,250**.

Everything comes back to one thing: whether your friend actually uses the card after signing up.

You send the link. After that, their behavior decides the outcome.