Standard
Free
- Cashback Rate
- 1.5%
- Monthly eligible-spend cap
- $2,000
- Reserve Rate
- 8%*
- Card Type
- VISA Platinum
- KAST Points**
- —
- Perks
- 2 free cards (virtual or physical)
Earn more on eligible spend.
Choose the membership that fits how you move. Earn USD cashback on eligible card purchases, up to your tier's monthly cap.
Start earning todayPremium
$1,000 / year
- Cashback Rate
- 2%
- Monthly eligible-spend cap
- $10,000
- Reserve Rate
- 10%*
- Card Type
- VISA Infinite
- KAST Points**
- Equivalent to 1% of eligible spend
- Perks
- 1 free Premium card (virtual & physical) + Standard allowance
Private
$10,000 / year
- Cashback Rate
- 3%
- Monthly eligible-spend cap
- $40,000
- Reserve Rate
- 12%*
- Card Type
- VISA Infinite
- KAST Points**
- Equivalent to 2% of eligible spend
- Perks
- 1 free plated gold card + 2 free cards from any other tier
- *Offer ends 1 July 2027.
- **KAST Points earning will end on 30 November 2026.
Cashback is earned on eligible card purchases only, up to each tier's monthly spend cap; some merchant categories are excluded. KAST Points are not cash and have no guaranteed monetary value. Rewards Terms apply.
Trusted by millions worldwide
- In annualized transaction volume
- $5B
- Users
- 1.4M
- Up to 3% cashback on eligible spend
- 3%
Provisional USD cashback appears when an eligible transaction is authorized.
Local groceries, international purchases, online or in-store. Eligible card spend earns USD cashback, up to your tier's monthly cap.
Earn. Redeem. Keep going.
- 1
Earn
Provisional cashback appears when an eligible purchase is authorized. It becomes redeemable after settlement, the applicable timelock and eligibility checks.
- 2
Redeem
Once it clears, redeem all or part of your cashback in one tap. Cashback on refunded, reversed or ineligible purchases may be clawed back.
- 3
Spend
Redeemed cashback applies first to your next eligible card purchase. It can't be withdrawn or transferred out.
You don't stand still. Neither do your rewards.
Rewards in real dollars
Cashback is in USD. No conversion rates, no mystery tokens. Just dollars back on eligible card spend.
Earn around the world
Use your card at 150M+ Visa merchants globally. Eligible purchases earn at your tier's rate, wherever you are.
Upgrades that make sense
A paid tier may offset some or all of its annual fee, depending on your eligible spend and use of benefits. Including Visa Infinite perks.
No surprises on billing
Yearly upfront. Clear renewal windows. 30-day heads-up before anything charges.
Built for people who move. Trusted by people who build.
@LucaNetzKAST is one of those partnerships that's an evergreen champion for us.
@SolanaMeet KAST, the card that lets you spend stablecoins across borders on Solana.
@StripeStripe gives shoutout to KAST in 2025 annual letter.
@BlockworksBlockworks report: Defining the emerging stablecoin-native category
FAQ
KAST memberships are tiered plans that determine the rewards, benefits, and card features you get when using KAST.
Your membership applies to your account, not just a single card. This means your benefits extend across all eligible cards you hold.
No, your cards can still work even if you're on the Standard tier or if a paid membership ends. What changes is your benefits (like cashback/points rates and tier perks), which follow your current membership status.
On paid tiers, you earn both USD cashback and KAST points on eligible spend. Standard does not earn KAST points, and cashback is limited to the Standard tier rules.
Yes, Standard membership has a $0 annual fee. However, you may still see card-related fees depending on what you order.
No, KAST memberships are billed annually. There is no monthly billing option as of yet.
Choose your membership and start earning
Standard
Free
- Cashback Rate
- 1.5%
- Monthly eligible-spend cap
- $2,000
- Reserve Rate
- 8%*
- Card Type
- VISA Platinum
- KAST Points**
- —
- Perks
- 2 free cards (virtual or physical)
Premium
$1,000 / year
- Cashback Rate
- 2%
- Monthly eligible-spend cap
- $10,000
- Reserve Rate
- 10%*
- Card Type
- VISA Infinite
- KAST Points**
- Equivalent to 1% of eligible spend
- Perks
- 1 free Premium card (virtual & physical) + Standard allowance
Private
$10,000 / year
- Cashback Rate
- 3%
- Monthly eligible-spend cap
- $40,000
- Reserve Rate
- 12%*
- Card Type
- VISA Infinite
- KAST Points**
- Equivalent to 2% of eligible spend
- Perks
- 1 free plated gold card + 2 free cards from any other tier
- *Offer ends 1 July 2027.
- **KAST Points earning will end on 30 November 2026.
Cashback is earned on eligible card purchases only, up to each tier's monthly spend cap; some merchant categories are excluded. KAST Points are not cash and have no guaranteed monetary value. Rewards Terms apply.
