Affiliate & Referral Program Terms and Conditions

April 8, 2026

1. Introduction

These Affiliate and Referral Program Terms and Conditions ("Terms") govern participation in the KAST Affiliate Program and KAST Referral Program (collectively, the "Programs") offered by KAST Tech and its affiliates ("KAST", "Company", "we", "us", or "our") through our website and mobile application (the "Platform").

These Terms supplement and incorporate by reference the KAST Terms and Conditions of Service and Privacy Policy. In the event of any conflict between these Terms and the Terms and Conditions of Service, these Terms shall prevail with respect to matters relating to the Programs.

By registering for or participating in either Program, you ("Participant", "you", or "your") acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not participate in any Program.

Please note that the specific reward amounts, commission rates, and incentive structures applicable to each Program are set out separately on the relevant product pages of the Platform and may be updated from time to time at our sole discretion. Those product-specific terms are incorporated herein by reference.

2. Definitions

In these Terms, the following terms have the meanings set out below:

  • "Affiliate" means a Participant who has been approved by KAST to participate in the Affiliate Program under Section 4.
  • "Affiliate Account" means the account established by an Affiliate for the purpose of participating in the Affiliate Program.
  • "Affiliate Code" means the unique referral code assigned to an Affiliate to identify Clients referred by that Affiliate.
  • "Affiliate Credentials" means the user identification, password, PIN, and any other credentials provided to an Affiliate to access the Affiliate Program.
  • "Affiliate Link" means the unique hyperlink provided to an Affiliate to direct potential Clients to the Platform.
  • "Affiliate Program" means the program through which approved Participants may earn Commissions by introducing new Clients to the Platform, as further described in Section 4.
  • "Client" means a new user who registers an account with the Platform through an Affiliate's Affiliate Link or Affiliate Code and meets such additional criteria as KAST may specify on the Platform from time to time.
  • "Commission" means any commission, rebate, reward, or other remuneration payable to an Affiliate by KAST for referral services rendered under the Affiliate Program.
  • "Personal Information" means any information from which the identity of a Participant may be directly or indirectly ascertained.
  • "Platform" means the KAST website, mobile application, and any related services or tools operated by the Company.
  • "Referral" means an individual referred to the Platform by a Referrer under the Referral Program.
  • "Referral Code" means the unique code assigned to a Referrer to track Referrals.
  • "Referral Program" means the program through which eligible KAST users may earn rewards by inviting others to join the Platform, as further described in Section 5.
  • "Referrer" means an eligible KAST user who participates in the Referral Program.
  • "Rewards" means any referral bonuses, credits, or incentives payable to a Referrer or Referral under the Referral Program.
  • "Sub-Affiliate" means a Client referred by an Affiliate who subsequently registers and is approved as an Affiliate themselves.

3. General Eligibility Requirements

To be eligible to participate in either Program, you must:

  • Be a registered user of the Platform with an account in good standing;
  • Have successfully completed KAST's identity verification process;
  • Not be a resident of, or otherwise connected to, any jurisdiction in which KAST has prohibited or restricted access to the Platform or its services;
  • Be legally permitted to receive Commissions or Rewards under applicable law; and
  • Comply with these Terms and all other applicable policies of the Company at all times.

You are not eligible to participate in any Program if:

  • Your KAST account has been terminated by KAST for any reason;
  • You are legally or contractually prohibited from receiving Commissions or Rewards; or
  • KAST determines, in its sole discretion, that you have violated any provision of these Terms, the Terms and Conditions of Service, or any other agreement with the Company.

4. Affiliate Program

4.1 Registration and Approval

To participate in the Affiliate Program, you must register for an Affiliate Account and satisfy any additional eligibility criteria specified by KAST on the Platform from time to time. The Company has sole discretion to accept or reject any application for the Affiliate Program. Only Participants whose registrations are expressly approved by the Company will become Affiliates.

4.2 Affiliate Accounts

Each Affiliate must maintain an Affiliate Account. You agree to use reasonable efforts to promote and market the Platform on third-party platforms in a lawful, professional, and responsible manner in accordance with these Terms.

You are prohibited from registering multiple Affiliate Accounts or generating Commissions through accounts you control other than your approved Affiliate Account. The Company reserves the right to adjust or withhold Commissions generated through such activity and to terminate your Affiliate Account.

4.3 Affiliate Credentials

The Company will issue you unique Affiliate Credentials granting access solely to your Affiliate Account. Your Affiliate Credentials are personal to you and non-transferable. You must:

  1. Keep your Affiliate Credentials strictly confidential and not share them with any third party;
  2. Store Affiliate Credential records securely and in a location accessible only to you;
  3. Comply with all security protocols communicated by the Company from time to time;
  4. Notify the Company immediately if your Affiliate Credentials are lost, compromised, or subject to unauthorized use; and
  5. Use strong passwords and PINs that avoid common patterns and personal information.

Any access to the Platform made using your Affiliate Credentials will be attributed to you, and you are responsible and liable for all actions conducted through such access.

4.4 Sub-Affiliates

If a Client you referred subsequently registers as an Affiliate (a "Sub-Affiliate"), you may be entitled to a portion of the Commissions earned by that Sub-Affiliate, subject to the commission structure set out on the Platform. In the event of any dispute over Sub-Affiliate assignments, the Company's determination shall be final and binding.

4.5 Commission Tracking and Payment

Commissions are calculated by the Company based on the activities of your Clients and Sub-Affiliates as tracked by the Platform. The Company's tracking records and Commission calculations shall be final and conclusive. If you identify any discrepancy, you must notify the Company in writing within ten (10) business days of receiving the relevant tracking report. Failure to notify within this period constitutes acceptance of the Company's records.

Commissions will be paid in such form, currency, and at such frequency as specified by the Company on the Platform from time to time. The Company may offer alternative payment methods at its discretion. No Commissions will be paid to any Affiliate who is in breach of these Terms.

In the event that the Company identifies abuse, fraud, or irregularity in any Client's activity, the Company may withhold, adjust, or reclaim Commissions, and may suspend or terminate the relevant Affiliate Account. The Company is authorized to set off any amounts owed by the Affiliate against any amounts otherwise payable to the Affiliate.

4.6 Affiliate Promotional Materials

The Company may provide Affiliates with marketing materials, images, and other content ("Materials") for use in promoting the Platform. Any amendments to the Materials require the Company's prior written consent. Affiliates may also create their own promotional content, provided it adheres to the Company's brand identity guidelines. The Company reserves the right to require removal of any materials it deems non-compliant or potentially harmful to its brand.

5. Referral Program

5.1 Participation

Eligible KAST users may participate in the Referral Program by sharing their unique Referral Code or referral link with others. Participation is subject to these Terms and any additional criteria set out on the Platform.

5.2 Referral Conditions

For a referral to qualify for Rewards, the Referral must:

  • Be a new user of the Platform who has not previously registered an account;
  • Register using the Referrer's unique Referral Code or referral link; and
  • Satisfy any additional qualifying criteria specified by the Company on the Platform from time to time.

5.3 Rewards

The Rewards payable to Referrers and Referrals are set out on the relevant product pages of the Platform and may be amended at any time at the Company's sole discretion. Rewards are subject to such conditions, caps, and restrictions as the Company may specify. No Rewards will be paid to any Referrer who is in breach of these Terms.

5.4 Anti-Abuse

You must not manipulate, game, or abuse the Referral Program, including by referring yourself, creating fake accounts, or engaging in any activity designed to improperly generate Rewards. The Company reserves the right to investigate suspected abuse and to withhold, reclaim, or cancel any Rewards generated through fraudulent or abusive activity.

6. Prohibited Conduct

In connection with your participation in any Program, you must not:

  1. Engage in any conduct that is unlawful, fraudulent, deceptive, defamatory, obscene, or otherwise objectionable;
  2. Advertise or promote any third-party product, service, or business in connection with the Programs;
  3. Make any representation that you are authorized to make commitments or enter into agreements on behalf of the Company;
  4. Provide investment, financial, legal, or tax advice to Clients, Referrals, or third parties in connection with the Platform or the Programs;
  5. Impersonate the Company or represent that you are acting on behalf of the Company;
  6. Send unsolicited mass communications or spam in connection with the Programs;
  7. Infringe any intellectual property rights or other proprietary rights of any person;
  8. Attempt to reverse engineer, decompile, or disassemble any part of the Platform;
  9. Redirect users away from the Platform or use the Affiliate Link or Referral Code in any unauthorized manner;
  10. Crawl, scrape, or otherwise collect data from the Platform in an unauthorized manner;
  11. Create a new account to re-join any Program following termination by the Company for breach;
  12. Impose or collect any fee from Clients or Referrals in connection with any Program; or
  13. Engage in any conduct that could constitute market manipulation or that is likely to harm the Company's reputation or business.

7. Intellectual Property

All rights, titles, and interests in and to the Platform, including all trademarks, logos, content, and technology, remain the exclusive property of the Company. No rights or licenses are granted to Participants except as expressly set out in these Terms.

Subject to compliance with these Terms, Affiliates are granted a limited, non-exclusive, non-transferable, revocable license to use the Company's Materials solely for the purpose of promoting the Platform in accordance with the Company's brand guidelines. This license terminates immediately upon any breach of these Terms or upon termination of your participation in any Program.

You must not use the Company's trademarks, logos, or brand in any manner that could cause confusion, tarnish the Company's reputation, or otherwise infringe the Company's intellectual property rights.

8. Personal Information and Privacy

Personal Information collected in connection with the Programs is processed in accordance with the Company's Privacy Policy, which is incorporated into these Terms by reference. By participating in any Program, you consent to the collection, use, and disclosure of your Personal Information as described in the Privacy Policy.

All data regarding Clients and Referrals belongs exclusively to the Company. No rights over such data are conferred upon Affiliates or Referrers. Affiliates and Referrers must not collect, store, or use any Personal Information of Clients or Referrals except as expressly authorized by the Company.

9. Notifications and Communications

You agree to provide the Company with accurate and complete contact information, including a valid email address and phone number. Service notifications from the Company may be sent by email, SMS, or push notification and constitute effective notice for the purposes of these Terms.

You are responsible for monitoring your nominated contact details and notifying the Company promptly of any changes or unauthorized access.

10. Representations and Warranties

By participating in any Program, you represent and warrant that:

  1. All information you provide to the Company is true, complete, and accurate;
  2. You have the legal capacity and authority to enter into these Terms and to perform your obligations hereunder;
  3. Your participation in any Program does not violate any applicable law or any agreement to which you are a party;
  4. You are not subject to any sanctions, export controls, or other restrictions that would prohibit you from participating in any Program or receiving Commissions or Rewards; and
  5. You are not, and are not affiliated with, any person or entity identified on any sanctions list maintained by the United States Office of Foreign Assets Control (OFAC), the United Nations, the European Union, or any other relevant governmental authority.

You agree to promptly notify the Company if any of the above representations ceases to be accurate.

11. Relationship of the Parties

Nothing in these Terms creates, or shall be construed as creating, any agency, partnership, joint venture, employment, or fiduciary relationship between you and the Company. You are an independent contractor and have no authority to bind or make commitments on behalf of the Company.

You are solely responsible for all costs and expenses you incur in connection with your participation in any Program and for complying with all applicable tax, regulatory, and reporting obligations. The Company is not liable for any marketing or promotional activities you undertake and will not reimburse any costs you incur.

12. Modifications to the Programs

The Company reserves the right, at any time and at its sole discretion, to:

  1. Modify, update, or amend these Terms;
  2. Modify, update, suspend, or discontinue any Program or any feature or aspect thereof; and
  3. Introduce, vary, or remove fees, reward structures, commission rates, or other conditions applicable to any Program.

Where practicable, the Company will provide reasonable notice of material changes. Your continued participation in any Program following the effective date of any change constitutes your acceptance of the revised Terms. It is your responsibility to review the Terms regularly.

13. Disclaimer of Warranties

THE PLATFORM AND ALL SERVICES PROVIDED IN CONNECTION WITH THE PROGRAMS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE AVAILABLE, UNINTERRUPTED, SECURE, OR ERROR-FREE AT ALL TIMES.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR IN CONNECTION WITH YOUR PARTICIPATION IN ANY PROGRAM, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT PERMITTED BY LAW, THE COMPANY'S AGGREGATE LIABILITY TO YOU IN CONNECTION WITH ANY PROGRAM SHALL NOT EXCEED THE TOTAL COMMISSIONS OR REWARDS PAID TO YOU IN THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR USD 1,000, WHICHEVER IS GREATER.

Some jurisdictions do not permit certain limitations of liability. In such jurisdictions, the above limitations apply to the fullest extent permitted by applicable law.

14.1 Force Majeure

The Company will not be liable for any failure or delay in performance of its obligations under these Terms to the extent caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, civil unrest, governmental action, power or network failures, cyberattacks, or failures of third-party service providers.

15. Indemnification

You agree to defend, indemnify, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  1. Your participation in any Program;
  2. Your breach of these Terms or any applicable law or regulation;
  3. Any content or materials you create or distribute in connection with any Program; or
  4. Any claim by a third party arising from your actions or omissions in connection with any Program.

16. Suspension and Termination

16.1 Termination by Participant

You may cease participating in any Program at any time by notifying the Company in writing and ceasing all promotional activities.

16.2 Suspension or Termination by the Company

The Company may, at its sole discretion and without prior notice, suspend or terminate your participation in any Program, withhold or reclaim any unpaid Commissions or Rewards, and take any other action it deems appropriate if:

  1. You breach any provision of these Terms or the Terms and Conditions of Service;
  2. The Company identifies fraud, abuse, or irregularity in your activities or those of your Clients or Referrals;
  3. It becomes unlawful for either party to continue performance under these Terms;
  4. You are, in the Company's reasonable opinion, no longer fit and proper to participate in any Program; or
  5. The Company decides to suspend or discontinue any Program.

16.3 Effect of Termination

Upon termination of your participation in any Program, you must immediately cease all promotional activities, remove any Company branding or Materials from your platforms, and return any Materials provided by the Company.

Payment of any outstanding Commissions following termination is subject to the circumstances of termination as set out in these Terms. In the event of termination for breach, fraud, or serious misconduct, you will not be entitled to any outstanding Commissions or Rewards.

The following provisions survive termination: Sections 2, 7, 8, 10, 11, 14, 15, and 18.

17. Records

The Company's records relating to the Platform and any Program shall be final and conclusive and binding on Participants for all purposes. You agree that such records are admissible as evidence and waive any right to challenge their admissibility or authenticity solely on the basis that they were produced by or are the output of a computer system or are in electronic form.

18. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Republic of Seychelles, without regard to its conflict of laws principles.

Any dispute arising out of or in connection with these Terms that cannot be resolved amicably shall be submitted to the exclusive jurisdiction of the competent courts of the Republic of Seychelles.

All disputes shall be resolved on an individual basis. You waive any right to bring or participate in any class, consolidated, or representative action or proceeding in connection with any Program.

19. General Provisions

19.1 Entire Agreement

These Terms, together with the Terms and Conditions of Service and the Privacy Policy, constitute the entire agreement between you and the Company with respect to the Programs and supersede all prior agreements, representations, and understandings relating to the same subject matter.

19.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a competent court or authority, that provision shall be severed and the remaining provisions shall continue in full force and effect.

19.3 Waiver

No failure or delay by the Company in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy. Any waiver must be in writing and shall not affect any other rights or future exercise of the same right.

19.4 Assignment

You may not assign or transfer any of your rights or obligations under these Terms without the prior written consent of the Company. The Company may assign or transfer these Terms, in whole or in part, without restriction.

19.5 No Third-Party Beneficiaries

These Terms do not confer any rights or remedies on any third party, except where expressly stated otherwise herein.

19.6 Language

These Terms are made in the English language. In the event of any inconsistency between the English version and any translation, the English version shall prevail.

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