T&C - 0% FX (Card Spend) Promotion
June 1, 2026
T&C - 0% FX (Card Spend) Promotion
1. Overview
These Terms & Conditions (“Rules”) govern the 0% FX promotion (the “Promotion”) applicable to qualifying card spend transactions completed during the Promotion Period. This Promotion is available only in selected eligible markets and is not a worldwide offer. To learn whether you qualify, please contact Concierge. By participating in this Promotion, users agree to be bound by these Rules and the Terms and Conditions governing their KAST account. In the event of any conflict, these Rules shall prevail for the purposes of this Promotion. KAST reserves the right to modify, suspend, or terminate the Promotion at any time, subject to applicable law.
2. Eligibility
- The Promotion is available exclusively to fully KYC-verified KAST users who are eligible for this Promotion in the applicable promotion market (“Eligible Users”).
- Only card spend transactions qualify.
- Only spend transactions processed in the applicable local currency qualify (“Qualifying Transactions”).
- Purchases not processed in the applicable local currency do not qualify.
- Deposits, inbound transfers, outbound transfers, internal transfers, reversals, cancelled transactions, refunds, chargebacks, declined transactions, or failed transactions do not qualify.
- Qualifying Transactions must be successfully completed between June 1, 2026 (00:00 local time) and August 31, 2026 (23:59 local time) (the “Promotion Period”).3. Promotion Structure (0% FX via cashback-style credit)Eligible users will receive a promotional credit equivalent to 0% FX on each successfully completed Qualifying Transaction during the Promotion Period.Important Conditions
- FX may be charged at the time of spend. The promotional amount is provided as a credit-back of the FX fee amount.
- Credits are calculated per eligible transaction, based on the FX fee charged for that transaction.
- Transactions cannot be combined, split, or recharacterized to increase the promotional credit.
- If an underlying transaction is later reversed, refunded, cancelled, or charged back, KAST may reverse, withhold, or adjust any promotional credit related to that transaction.
- Spend cap (per Eligible User): Credits apply to the FX fee charged on up to the first $500 USD equivalent in total Qualifying Spend per calendar month.
- Rewards cap (per Eligible User): Up to $8.75 USD in total promotional credits per calendar month.
- Transactions cannot be combined, split, or recharacterized to increase the promotional credit.
- Cycle 1: June 1 – June 30, 2026
- Cycle 2: July 1 – July 31, 2026
- Cycle 3: August 1 – August 31, 2026
- Promotional credits will be applied after each Cycle, subject to verification.
- Credits will be credited within the first 10 business days of the following month.
- KAST reserves the right to delay, withhold, reverse, or adjust any credits in cases of suspected fraud, abuse, error, reversal of the underlying transaction, or non-compliance with these Rules.
- Promotional credits are non-transferable, non-exchangeable, and cannot be redeemed for cash unless explicitly permitted.
- Immediate disqualification
- Forfeiture or reversal of promotional credits
- Suspension or termination of the user’s account
- This Promotion is void where prohibited by law.
- Rewards may be subject to applicable tax or reporting obligations under local law.
- By participating, users agree to release KAST and its affiliates from liability arising from participation in the Promotion to the extent permitted by applicable law.
- KAST reserves the right to modify or terminate the Promotion at any time, subject to applicable law.
