0% FX for Eligible KAST Users on Qualifying Local Card Spend (Credit-Back)

This offer is available only to eligible KAST users in selected markets and applies only to qualifying local card purchases processed in the applicable local currency during the promotion period. Please check the Terms and Conditions or contact Concierge to confirm eligibility.

Some fees only become obvious when they keep showing up on everyday purchases.

Your corner-store treats, your gas top-up, paying for dinner, buying a flight… it adds up, doesn’t it?

From June 1 to August 31, 2026, eligible KAST users can access 0% FX on qualifying local card spend through a promotional credit-back.

If an FX fee is charged on an eligible transaction, we will credit that FX amount back after the month ends, subject to verification.

This promotion applies only to card spend. It does not cover transfers, deposits, or other account activity.

How 0% FX Works

This offer works as a credit-back, not as an instant fee removal at checkout.

If your purchase qualifies, the standard 1.75% FX fee may still appear at the time of spend. We then calculate the FX fee charged on that transaction and apply the same amount back as a promotional credit after the month ends.

Each transaction is assessed on its own.

What Qualifies as “Local Spend”

• Only card transactions processed in the applicable local currency qualify.
• International online purchases or purchases processed in a non-local currency are excluded.
• Reversed, disputed, or refunded transactions are excluded from the monthly calculation.

The Limit (Per User, Per Month)

• 0% FX applies to the first $500 USD equivalent of qualifying local spend each calendar month.
• Maximum refund per user: $8.75 USD per month (1.75% of $500).

Payout Timeline

Refunds are calculated at midnight on the last day of the month and credited within the first 10 business days of the following month.