Why the Next Billion Users Won’t Use Banks

You’ve probably talked about KAST without even thinking about it. Maybe someone asked how you receive USD from abroad. Maybe they were curious how you actually spend stablecoins in daily life. Maybe you dropped your referral link in a group chat and moved on.But you never really know what happens next.Now you can turn those casual conversations into something structured and measurable — without creating a separate account or searching for signup pages. You can apply to the KAST Affiliate Program directly inside the app.There are no extra logins, no separate platforms to manage, and no added friction. It starts exactly where you already are.Why Apply Inside The App?Most affiliate programs sit outside the product experience. You usually have to search for the right signup page, create a separate login, manually connect your referral code, and then switch between different dashboards just to keep track of everything. It often feels disconnected from the product you’re actually using.With KAST, the process starts inside the app. You simply go to Home → Refer → Become an Affiliate.Because it’s built into your existing account, your email stays aligned, your referral code remains the same, and your identity is already verified. There’s no need to recreate information or manage a separate profile.Keeping everything in one place reduces friction, minimizes back-and-forth during review, and makes the whole process more straightforward.How The Application Process WorksStep 1: Apply From The AppOpen your KAST app and go to:Home → Refer → Become an AffiliateThen:Tap ReferTap Become an Affiliate (top corner)The application form opens in your browser.It’s short and focused. You’ll be asked for:Your affiliate code (from the app)Name, phone number, and KAST emailPrevious affiliate experience (if any)Optional links (Telegram, LinkedIn, etc.)Your main channels and audience countriesA short note about how you plan to promote KASTSubmit the form. That’s it.Step 2: Get Access To The PortalAfter internal review, approved applicants receive access to the Affiliate Portal.From there, you can:Track referrals in real timeMonitor rewardsSee which content drives resultsOptimize how you promote KASTYou don’t need to change how you share. You just gain visibility into performance.See what actually drives sign-upsImagine you run a Telegram group about digital payments and crypto tools.Members often ask:How do you receive USD from clients?How do you spend stablecoins locally?How does the KAST Card work in daily life?You’ve been sharing your referral link casually. Some people sign up — but you don’t know how many, or why.After applying through the app and getting approved, that changes.Now you can see:Which posts generate sign-upsWhich use cases resonate mostWhether your audience responds more to the KAST Card or Local PayoutsInstead of guessing, you have data.Instead of casually sharing, you’re running something structured.How This Fits Into the KAST EcosystemMost affiliates promote what they already use. In practice, that means they talk about real things they do in KAST. For example, they receive USD into their KAST Global USD account, hold stablecoins like USDC, and spend globally with the KAST Card. They also use local payouts to convert funds into local currency when they need to.When your content reflects real usage, referrals feel natural. You are not pushing a product. Instead, you are showing how you use KAST in daily life. People understand the value because they see it in context.The Affiliate Program simply adds tracking and structure to what you already do inside KAST.What It CostsThere is no fee to apply.If approved, commissions and rewards are visible inside the Affiliate Portal.Eligibility criteria, reward structures, and approval timelines may change and are subject to internal review.Quick Checklist Before You ApplyYou actively use KASTYou have an audience (community, social media, newsletter, etc.)You can explain real use cases clearlyYou’re willing to promote responsiblyIf that sounds like you, the process takes just a few minutes.Ready To Apply?Open the KAST app and go to:Home → Refer → Become an AffiliateOr learn more at:https://www.kast.xyz/affiliateStart in the app.Apply in minutes.Track everything in one place.

Profile of KAST CTO Sameera Nilupul, his background, leadership approach, and building global money movement infrastructure.

YC startups can claim KAST Business perks, including credits, premium cards, cashback, team accounts, and concierge onboarding.