Announcements

KAST Memberships Are Here: Moving Beyond Card Tiers

Your KAST benefits are getting a simpler home.

We are moving from card-level subscriptions to account-level memberships. That means your rewards, card access, and perks are now tied to one membership tier, not spread across separate cards.

For new users, the setup is straightforward: choose Standard, Premium, or Private, and everything flows from there. For existing users, the new structure will be assigned based on the highest-tier active card on the account.

What changes for you

Previously, your benefits were attached to individual cards. Now they live at the account level.

You will have one membership tier that determines your cashback rate, card access, and points earning. Whether you are new to KAST or already a member, this is the structure going forward. New users choose a tier when they sign up. Existing users are migrated based on their highest-tier active card.

The three membership tiers

Here is how Standard, Premium, and Private compare:

Feature Standard Premium Private
Annual fee $0 $1,000 $10,000
Cashback rate 1.5% 2% 3%
KAST Points 1% on eligible spend 2% on eligible spend
Card network Visa Platinum Visa Infinite Visa Infinite
Included cards 2 free cards, virtual or physical 1 free Premium card, virtual and physical, plus 2 free Standard cards 1 free Plated Gold card plus 2 free cards from any other tier
Physical card fee $40 shipping fee for Standard physical cards Included Included

Note: In certain markets, Standard virtual card issuance may include a $2 fee.

Why we made this change

The old model spread your benefits across individual card subscriptions, which made your account harder to understand. Memberships fix that by putting everything in one place, one tier, one structure, one clear picture of what you earn and what you have access to.

Paid memberships also include both USD cashback and KAST Points on eligible spend. Your membership does not just unlock access. It also determines how you earn.

How billing works

Memberships are billed annually. When you choose a paid tier, you pay upfront for a 12-month term. There is no monthly billing option at this time.

Upgrading: Your new membership activates immediately. Unused time from your previous term does not carry over, and no pro-rata credit is applied.

Cancelling: Your membership remains active until the end of the paid year. After that, your account moves to Standard. Your cards stay with you.

Renewing your membership

We will send you a renewal prompt 30 days before your membership expires. You will have three options:

  • Extend Now — pay immediately and add 12 months from your current expiry date
  • Auto-renew — your membership renews automatically on the anniversary date
  • Opt-Out — your benefits stay active until the term ends, then your account moves to Standard

If auto-renew is on and a payment fails, a 7-day grace period begins. The system retries daily. If payment is not collected within 7 days, your account moves to Standard.

What happens to your cards

Your cards do not disappear when your membership changes. If your paid term ends without renewal, your cards remain functional, but your rewards and points rate adjust to reflect your new membership level. In other words, the card can still work while your account benefits revert to Standard.

Card access is tier-based. If you need cards beyond your included quota, contact Concierge. Additional cards cannot be ordered directly in the app, and there is a maximum of 10 cards per user post-migration.

See what each KAST Membership includes

If you already use KAST

We are migrating existing users in batches. Your new tier will match your highest-tier active card:

  • Standard card → Standard membership
  • Premium card → Premium membership
  • Luxe card → Private membership

You will receive the remaining time on a 12-month window from your original card purchase date, with a minimum of 1 month, before your Target Billing Start Date. By that date, renew or upgrade to stay on your current tier. Otherwise, your account moves to Standard.

Existing Founders Card members receive unlimited Premium lifetime membership at no additional cost. Limited and Founder cards will no longer be issued going forward.

The bottom line

We are moving from card tiers to account-level memberships, so your KAST benefits live with your account, not scattered across separate card subscriptions.

Learn how KAST membership renewals work
See the KAST Membership Agreement for full details on billing, renewals, upgrades, and membership terms.
     

Disclaimer: This content is for general informational purposes only and does not constitute investment, legal, tax, or financial advice. Digital assets involve high risk and may result in total loss. Please do your own research and consult professional advisors before making any decisions. Read full disclaimer here.

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KAST Adds In-App Affiliate Sign-Up and Portal Access

You’ve probably talked about KAST without even thinking about it. Maybe someone asked how you receive USD from abroad. Maybe they were curious how you actually spend stablecoins in daily life. Maybe you dropped your referral link in a group chat and moved on.But you never really know what happens next.Now you can turn those casual conversations into something structured and measurable — without creating a separate account or searching for signup pages. You can apply to the KAST Affiliate Program directly inside the app.There are no extra logins, no separate platforms to manage, and no added friction. It starts exactly where you already are.Why Apply Inside The App?Most affiliate programs sit outside the product experience. You usually have to search for the right signup page, create a separate login, manually connect your referral code, and then switch between different dashboards just to keep track of everything. It often feels disconnected from the product you’re actually using.With KAST, the process starts inside the app. You simply go to Home → Refer → Become an Affiliate.Because it’s built into your existing account, your email stays aligned, your referral code remains the same, and your identity is already verified. There’s no need to recreate information or manage a separate profile.Keeping everything in one place reduces friction, minimizes back-and-forth during review, and makes the whole process more straightforward.How The Application Process WorksStep 1: Apply From The AppOpen your KAST app and go to:Home → Refer → Become an AffiliateThen:Tap ReferTap Become an Affiliate (top corner)The application form opens in your browser.It’s short and focused. You’ll be asked for:Your affiliate code (from the app)Name, phone number, and KAST emailPrevious affiliate experience (if any)Optional links (Telegram, LinkedIn, etc.)Your main channels and audience countriesA short note about how you plan to promote KASTSubmit the form. That’s it.Step 2: Get Access To The PortalAfter internal review, approved applicants receive access to the Affiliate Portal.From there, you can:Track referrals in real timeMonitor rewardsSee which content drives resultsOptimize how you promote KASTYou don’t need to change how you share. You just gain visibility into performance.See what actually drives sign-upsImagine you run a Telegram group about digital payments and crypto tools.Members often ask:How do you receive USD from clients?How do you spend stablecoins locally?How does the KAST Card work in daily life?You’ve been sharing your referral link casually. Some people sign up — but you don’t know how many, or why.After applying through the app and getting approved, that changes.Now you can see:Which posts generate sign-upsWhich use cases resonate mostWhether your audience responds more to the KAST Card or Local PayoutsInstead of guessing, you have data.Instead of casually sharing, you’re running something structured.How This Fits Into the KAST EcosystemMost affiliates promote what they already use. In practice, that means they talk about real things they do in KAST. For example, they receive USD into their KAST Global USD account, hold stablecoins like USDC, and spend globally with the KAST Card. They also use local payouts to convert funds into local currency when they need to.When your content reflects real usage, referrals feel natural. You are not pushing a product. Instead, you are showing how you use KAST in daily life. People understand the value because they see it in context.The Affiliate Program simply adds tracking and structure to what you already do inside KAST.What It CostsThere is no fee to apply.If approved, commissions and rewards are visible inside the Affiliate Portal.Eligibility criteria, reward structures, and approval timelines may change and are subject to internal review.Quick Checklist Before You ApplyYou actively use KASTYou have an audience (community, social media, newsletter, etc.)You can explain real use cases clearlyYou’re willing to promote responsiblyIf that sounds like you, the process takes just a few minutes.Ready To Apply?Open the KAST app and go to:Home → Refer → Become an AffiliateOr learn more at:https://www.kast.xyz/affiliateStart in the app.Apply in minutes.Track everything in one place.
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