KAST Matchday Campaign Terms and Conditions

June 10, 2026

Matchday Campaign Terms and Conditions

1. Introduction

These Matchday Campaign Terms and Conditions ("Terms") govern participation in the KAST Matchday Campaign (the "Campaign") offered by KAST Tech ("KAST", "Company", "we", "us", or "our") through our website and mobile application (the "Platform").

These Terms supplement and incorporate by reference the KAST Terms and Conditions of Service, the Privacy Policy, and the KAST Rewards Program Terms and Conditions (the "General Rewards Terms"). In the event of any conflict between these Terms and the General Rewards Terms, these Terms shall prevail with respect to matters relating to the Campaign. For matters not addressed in these Terms, the General Rewards Terms apply.

By participating in the Campaign, you ("Participant", "you", or "your") acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not participate in the Campaign.

The Campaign is a KAST promotion only. It is not sponsored, endorsed, administered by, or affiliated with FIFA, the FIFA World Cup™, or any participating national football association, tournament organiser, or any of their respective affiliates or partners. All third-party trademarks are the property of their respective owners.

2. Definitions

In these Terms, the following terms have the meanings set out below. Capitalized terms not defined here have the meanings given to them in the General Rewards Terms or the KAST Terms of Service.

  • "2x Cashback Reward" means the doubled cashback rate applied to a Participant's Eligible Transactions during the 2x Cashback Window, calculated as twice the Participant's then-applicable base cashback rate under the General Rewards Terms.
  • "2x Cashback Window" means the 24-hour period during which a Participant who submitted a Correct Pick is eligible to earn the 2x Cashback Reward, commencing at 00:00 UTC on the calendar day immediately following the day on which the relevant Match Result is published by the Company, or at such other time as the Company may specify on the Platform.
  • "Campaign" means the KAST Matchday Campaign as described in these Terms.
  • "Campaign Period" means 11 June 2026, 00:00 UTC to 19 July 2026, 23:59 UTC (inclusive), unless extended or shortened by the Company in its sole discretion.
  • "Correct Pick" means a Pick that matches the published Match Result for the relevant Match of the Day.
  • "Eligible Transaction" has the meaning given in the General Rewards Terms, and excludes any transaction falling within an Excluded Merchant Category Code as described in Section 9.
  • "Eligible User" means a registered KAST user who satisfies the eligibility criteria set out in Section 3.
  • "Grand Prize" means the prize described in Section 7.2, awarded by raffle to one (1) Grand Prize Entrant as determined by the Company.
  • "Grand Prize Entrant" means a Participant who satisfies the Grand Prize Entry Threshold during the Campaign Period.
  • "Grand Prize Entry Threshold" means the minimum number of Correct Picks required to qualify for entry into the Grand Prize raffle, as set out in Section 7.1.
  • "Grand Prize Qualification Cutoff" means 5 July 2026, 23:59 UTC, being the deadline by which a Participant must accumulate the required number of Correct Picks to qualify as a Grand Prize Entrant. Correct Picks made after this time count only toward the 2x Cashback Reward and not toward Grand Prize entry.
  • "Kickoff Time" means the scheduled start time of a Match of the Day, as published by the Company on the Platform, in UTC.
  • "Match of the Day" means a single football match designated by the Company on the Platform for a given day during the Campaign Period, in respect of which Eligible Users may submit a Pick.
  • "Match Result" means the final outcome of a Match of the Day (Team A wins, Team B wins, or Draw) as published by the Company on the Platform following full-time, including extra time and penalties where applicable.
  • "Pick" means a Participant's selection of the outcome of a Match of the Day, submitted via the Platform before the Kickoff Time. Picks are three-way: Team A wins, Team B wins, or Draw.
  • "Pick Window" means the period during which an Eligible User may submit a Pick for a given Match of the Day, commencing when the Match of the Day is published on the Platform and closing at the Kickoff Time.

3. Eligibility

To participate in the Campaign, you must:

  • Be a registered KAST user with an account in good standing;
  • Have successfully completed KAST's identity verification (KYC) process;
  • Hold an active KAST card and be eligible to earn cashback under the General Rewards Terms;
  • Not be a resident of, or otherwise connected to, any jurisdiction in which KAST has prohibited or restricted access to the Platform or its services;
  • Be legally permitted to receive cashback rewards and Campaign incentives under applicable law; and
  • Comply with these Terms, the General Rewards Terms, and all other applicable KAST policies at all times.

You are not eligible to participate if:

  • Your KAST account has been suspended, terminated, or is under fraud, compliance, or risk review;
  • You are legally or contractually prohibited from receiving rewards or incentives; or
  • KAST determines, in its sole discretion, that you have violated any provision of these Terms or the General Rewards Terms.

No separate sign-up or opt-in is required. Any Eligible User who submits a Pick during the Campaign Period is deemed to be a Participant and agrees to be bound by these Terms.

No Purchase Required for Grand Prize Entry: Registration and participation in the Match of the Day Pick mechanic are free of charge. No purchase, card transaction, or account funding is required to submit Picks or to qualify as a Grand Prize Entrant. Making a purchase or transaction will not increase your chances of winning the Grand Prize. The 2x Cashback Reward remains subject to the execution of Eligible Transactions as set out in Section 6.

4. Campaign Overview

The Campaign consists of the following pillars, each running concurrently during the Campaign Period:

  1. Match of the Day: A single daily football match published by the Company on the Platform, in respect of which Eligible Users may submit a three-way Pick (Team A, Team B, or Draw) before the Kickoff Time.
  2. 2x Cashback Reward: A Correct Pick entitles the Participant to a 2x Cashback Reward on Eligible Transactions during the 2x Cashback Window, subject to the limits and exclusions set out in these Terms and the General Rewards Terms.
  3. Grand Prize Draw: Participants who reach the Grand Prize Entry Threshold during the Campaign Period are entered into a raffle for the Grand Prize, as described in Section 7.
  4. Participants explicitly acknowledge that the Campaign features two distinct operational timelines: (a) the opportunity to qualify for the Grand Prize Draw concludes early at the Grand Prize Qualification Cutoff (5 July 2026) to facilitate travel logistics; whereas (b) the opportunity to earn 2x Cashback Rewards via Correct Picks continues through the end of the Campaign Period (19 July 2026).

5. Matchday and Picks

5.1 Match Publication

The Company will publish one Match of the Day per scheduled day during the Campaign Period, as determined by the Company in its sole discretion. Match scheduling, selection, and Kickoff Time are set by the Company and may be changed, postponed, or cancelled at any time without prior notice.

5.2 Pick Submission

Eligible Users may submit one (1) Pick per Match of the Day during the Pick Window. Picks are three-way: Team A wins, Team B wins, or Draw. Once submitted, a Pick cannot be modified, withdrawn, or resubmitted.

5.3 Pick Lock

The Pick Window closes at the Kickoff Time. Picks submitted after the Kickoff Time will not be accepted and will not count toward the Campaign for any purpose, including the Grand Prize Entry Threshold.

5.4 Match Results

The Match Result for each Match of the Day will be published by the Company on the Platform following the conclusion of the match. The Match Result reflects the final outcome including extra time and penalties where applicable. The Company's determination of the Match Result, based on its operational records, shall be final and binding on all Participants.

5.5 Postponed or Cancelled Matches

If a Match of the Day is postponed, abandoned, or cancelled and not completed within 48 hours of the originally scheduled Kickoff Time, all Picks submitted for that match will be voided. Voided Picks do not qualify for the 2x Cashback Reward and do not count toward the Grand Prize Entry Threshold. The Company is not obliged to provide a replacement match or any form of compensation in respect of voided Picks.

6. 2x Cashback Reward

6.1 Eligibility

A Participant who submits a Correct Pick is eligible to earn the 2x Cashback Reward on Eligible Transactions made during the 2x Cashback Window applicable to that Correct Pick.

6.2 2x Cashback Window

The 2x Cashback Window commences at 00:00 UTC on the calendar day immediately following the day on which the Company publishes the Match Result, and ends 24 hours thereafter, unless otherwise specified by the Company on the Platform. The 2x Cashback Window applies only to transactions authorised by the Platform during that 24-hour period.

6.3 Calculation

The 2x Cashback Reward is calculated as twice the Participant's then-applicable base cashback rate under the General Rewards Terms, applied to the value of Eligible Transactions. The 2x Cashback Reward does not stack with any other promotional cashback multiplier or boost. Where multiple cashback rates could apply, the Company will determine which rate applies in accordance with Section 5.3 of the General Rewards Terms (No Double Counting).

6.4 Caps and Limits

The 2x Cashback Reward is subject to the Participant's existing per-user cashback cap as set out in the General Rewards Terms. No additional cap specific to the Campaign applies, but the Company reserves the right to introduce a Campaign-specific cap at any time, with notice published on the Platform.

6.5 Crediting

The 2x Cashback Reward is credited to the Participant's Rewards Balance in accordance with the General Rewards Terms, including the Timelock Period and other crediting mechanics described therein. For the avoidance of doubt, the 2x Cashback Reward forms part of the Participant's Rewards Balance and is subject to all provisions of the General Rewards Terms relating to Locked, Redeemable, and Redeemed Rewards, including the Company's Clawback rights.

6.6 No Cashback Without a Correct Pick

A Participant who does not submit a Pick before the Kickoff Time, or whose Pick is not a Correct Pick, is not eligible for the 2x Cashback Reward in respect of the relevant Match of the Day. Such Participants continue to earn cashback (if any) at their standard base rate under the General Rewards Terms.

7. Grand Prize Draw

7.1 Entry Threshold

A Participant who accumulates ten (10) Correct Picks by the Grand Prize Qualification Cutoff becomes a Grand Prize Entrant and is automatically entered into the Grand Prize raffle. Correct Picks made after the Grand Prize Qualification Cutoff do not count toward Grand Prize entry, but continue to count toward the 2x Cashback Reward for the remainder of the Campaign Period. The Company reserves the right to adjust the Grand Prize Entry Threshold or the Grand Prize Qualification Cutoff at any time, with notice published on the Platform.

7.2 Grand Prize

The Grand Prize consists of a travel and hospitality package for two (2) people to attend football's biggest match of 2026, comprising return flights, hotel accommodation for the match weekend, and a curated matchday experience, as specified by the Company on the Platform. The exact components, value, host city, and dates of the Grand Prize are determined by the Company and published on the Platform. The Company may, in its sole discretion, offer additional prizes (including intermediate or weekly prizes) in addition to the Grand Prize. The nature, value, number, and timing of any such additional prizes are not defined in these Terms and will be determined by the Company and published on the Platform.

7.3 Draw Mechanics

Grand Prize raffle draw will be conducted by the Company at such intervals as the Company may specify on the Platform, with the final Grand Prize draw conducted on or before 7 July 2026, so that the winner can be notified and travel to the final can be arranged in time. For the avoidance of doubt, the Grand Prize draw concludes before the end of the Campaign Period. The Campaign continues to run after the draw, and Participants may keep earning the 2x Cashback Reward through Correct Picks for the remainder of the Campaign Period. One (1) winner will be selected at random from the pool of eligible Grand Prize Entrants and will receive the Grand Prize package for two (2) people. The Company's selection is final and binding.

7.4 Notification and Claim

Winners will be notified by the Company through their registered KAST account communication channels (push, email, or in-app message). Winners must respond to the notification and complete any verification or documentation required by the Company within seventy-two (72) hours of notification, or within such shorter period as the Company specifies in the notification where necessary to arrange travel to the final in time. Failure to respond or complete the claim process within this period will result in forfeiture of the Grand Prize, and the Company may, in its sole discretion, redraw or void the prize.

7.5 Limitations

The Grand Prize is non-transferable, non-exchangeable, and may not be redeemed for cash or any other benefit. Travel, accommodation, and ancillary arrangements are subject to availability and provider terms. The Grand Prize does not include incidental expenses such as visa fees, travel insurance, transfers, or meals unless expressly stated by the Company. Winners are solely responsible for ensuring they hold valid travel documentation and comply with all applicable laws and entry requirements of the host jurisdiction.

7.6 Verification

The Company reserves the right to verify all Correct Picks before finalizing Grand Prize Entrants and conducting draws. The Company's determination of Grand Prize eligibility and winners shall be final and binding.

8. Refunds, Disputed Transactions, and Clawback

The 2x Cashback Reward is subject to the refund, disputed transaction, and Clawback provisions set out in Sections 7 and 8 of the General Rewards Terms. Without limiting the generality of the foregoing, the Company may initiate a Clawback of all or part of any 2x Cashback Reward, whether Locked, Redeemable, or Redeemed, in the circumstances set out in Section 8.1 of the General Rewards Terms, including but not limited to fraud, abuse, refund, chargeback, error, breach of these Terms, or regulatory requirement.

The Company may also rescind a Participant's Grand Prize Entrant status, or revoke a Grand Prize award, if the Company determines, in its sole discretion, that the Participant obtained any Correct Pick or entry through fraudulent, deceptive, or abusive conduct.

9. Excluded Transactions and Merchant Category Codes (MCCs)

9.1 Excluded Transactions

Transactions classified under the Excluded Merchant Category Codes (MCCs) listed in this Section, as well as any other categories of transactions that the Company and/or its card-issuing partners may designate as excluded from time to time pursuant to network rules or internal policies, shall not be Eligible Transactions and shall not qualify for the 2x Cashback Reward.

9.2 Excluded Merchant Category Codes (Non-Exhaustive)

The following MCCs are excluded from 2x Cashback Reward eligibility, in addition to the categories listed in Section 5.5 of the General Rewards Terms (MCC Rewards Restriction List):

  • 4829 — Wire transfer / money orders
  • 5947 — Gift, souvenir, novelty and stored-value products
  • 6010 — Manual cash disbursements
  • 6011 — ATM / automated cash disbursements
  • 6012 — Financial institutions — merchandise and services
  • 6050 — Quasi-cash — member financial institution
  • 6051 — Quasi-cash / foreign exchange / money orders / cryptocurrency purchases
  • 6529 — Remote stored-value load
  • 6532 — Payment transaction — member financial institution
  • 6538 — Money transfer — merchant
  • 6540 — POI Funding Transactions (Non-MoneySend)
  • 6555 — Mastercard-initiated rebate/rewards
  • 6611 — Overpayments
  • 6760 — Savings bonds
  • 7995 — Gambling, betting, lotteries
  • Any MCC that a card scheme or the Company designates from time to time as "High-Risk", "Gambling", or "Prohibited"

This list may be updated by the Company at any time without prior notice. The Company reserves the right to exclude additional MCCs or transaction types at its sole discretion.

10. Prohibited Conduct

In addition to the prohibited conduct set out in the General Rewards Terms, you must not, in connection with the Campaign:

  • Create fake, duplicate, or synthetic accounts to submit additional Picks or accumulate additional Correct Picks toward the Grand Prize Entry Threshold;
  • Use accounts you control or are connected to in order to manipulate Pick submission, Match Result tracking, or Grand Prize raffle eligibility;
  • Manipulate or artificially inflate Eligible Transactions during a 2x Cashback Window, including but not limited to structured spend, wash transactions, or transactions designed primarily to generate cashback rewards;
  • Exploit any bug, defect, or error in the Platform, the Match of the Day mechanic, or the cashback calculation engine to obtain or increase any Reward;
  • Use automated means, scripts, or bots to submit Picks; or
  • Engage in any conduct that could constitute fraud, abuse, manipulation, or breach of applicable law.

11. Anti-Abuse and Clawback

The Company reserves the right to investigate any suspected abuse, fraud, or manipulation in connection with the Campaign. If the Company determines, in its sole discretion, that a Participant has engaged in prohibited conduct or otherwise violated these Terms, the Company may:

  • Disqualify the Participant from the Campaign;
  • Withhold, adjust, or initiate Clawback of any 2x Cashback Rewards or Grand Prize awarded;
  • Rescind Grand Prize Entrant status and remove the Participant from any future raffle draw;
  • Suspend or terminate the Participant's KAST account; and
  • Take any other action it deems appropriate, including reporting the conduct to relevant authorities.

12. Intellectual Property

All rights, titles, and interests in and to the Platform, the Match of the Day mechanic, the Campaign branding (including "Matchday" and associated marks), and all related trademarks, logos, content, and technology remain the exclusive property of the Company. No rights or licenses are granted to Participants except as expressly set out in these Terms or the General Rewards Terms.

References to any football tournament, participating teams, and related third-party marks are made for descriptive purposes only. The Campaign is not sponsored, endorsed, or administered by, or associated with, FIFA, any participating national football association, or any tournament organiser.

This promotion is not sponsored, endorsed, administered by, or affiliated with FIFA, the FIFA World Cup™, or any of their respective affiliates or partners. All trademarks are the property of their respective owners.

13. Personal Information and Privacy

Personal Information collected in connection with the Campaign is processed in accordance with the Company's Privacy Policy. By participating, you consent to the collection, use, and disclosure of your Personal Information as described in the Privacy Policy, including for the purposes of administering the Campaign, verifying Picks and Correct Picks, conducting Grand Prize draws, and contacting winners.

14. Notifications and Communications

You agree to provide the Company with accurate and complete contact information. Service notifications from the Company in connection with the Campaign (including Match of the Day publication, Match Result publication, 2x Cashback Window activation, and Grand Prize notifications) may be sent by push notification, email, in-app message, or through KAST's official communication channels, and constitute effective notice for the purposes of these Terms.

15. Representations and Warranties

By participating in the Campaign, you represent and warrant that:

  • All information you provide to the Company is true, complete, and accurate;
  • You have the legal capacity and authority to enter into these Terms;
  • Your participation does not violate any applicable law or any agreement to which you are a party;
  • You are not subject to any sanctions, export controls, or other restrictions that would prohibit participation or receipt of Rewards; and
  • You are not, and are not affiliated with, any person or entity identified on any sanctions list maintained by OFAC, the United Nations, the European Union, or any other relevant governmental authority.

You agree to promptly notify the Company if any of the above representations ceases to be accurate.

16. Relationship of the Parties

Nothing in these Terms creates any agency, partnership, joint venture, employment, or fiduciary relationship between you and the Company. You are an independent participant and have no authority to bind or make commitments on behalf of the Company.

You are solely responsible for all costs and expenses you incur in connection with the Campaign and for complying with all applicable tax, regulatory, and reporting obligations, including any tax liabilities arising from the 2x Cashback Reward or the Grand Prize.

17. Modifications

The Company reserves the right, at any time and at its sole discretion, to:

  • Modify, update, or amend these Terms;
  • Modify, update, suspend, or discontinue the Campaign or any component thereof, including the Match of the Day mechanic, the 2x Cashback Reward, or the Grand Prize Draw;
  • Adjust the Grand Prize Entry Threshold, the duration of the 2x Cashback Window, the cashback multiplier, or any other Campaign parameter; and
  • Extend or shorten the Campaign Period.

Where practicable, the Company will provide reasonable notice of material changes through the Platform or official communication channels. Your continued participation following the effective date of any change constitutes acceptance of the revised Terms.

18. Disclaimer of Warranties

THE PLATFORM AND ALL SERVICES PROVIDED IN CONNECTION WITH THE CAMPAIGN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE AVAILABLE, UNINTERRUPTED, SECURE, OR ERROR-FREE AT ALL TIMES, INCLUDING IN RELATION TO THE PUBLICATION OF MATCH OF THE DAY, MATCH RESULTS, OR THE ACTIVATION OF ANY 2X CASHBACK WINDOW.

19. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR IN CONNECTION WITH THE CAMPAIGN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT PERMITTED BY LAW, THE COMPANY'S AGGREGATE LIABILITY TO YOU IN CONNECTION WITH THE CAMPAIGN SHALL NOT EXCEED THE TOTAL VALUE OF 2X CASHBACK REWARDS PAID TO YOU DURING THE CAMPAIGN PERIOD, OR USD 1,000, WHICHEVER IS GREATER.

Some jurisdictions do not permit certain limitations of liability. In such jurisdictions, the above limitations apply to the fullest extent permitted by applicable law.

19.1 Force Majeure

The Company will not be liable for any failure or delay in performance of its obligations under these Terms to the extent caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, civil unrest, governmental action, power or network failures, cyberattacks, failures of third-party service providers, postponement or cancellation of matches by football authorities, or disruption to the relevant football tournament.

20. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • Your participation in the Campaign;
  • Your breach of these Terms or any applicable law or regulation; or
  • Any claim by a third party arising from your actions or omissions in connection with the Campaign.

21. Suspension and Termination

21.1 Withdrawal by Participant

You may cease participation in the Campaign at any time by not submitting any further Picks. Cessation does not affect 2x Cashback Rewards already earned and credited prior to cessation, subject to the Clawback provisions of the General Rewards Terms.

21.2 Suspension or Termination by the Company

The Company may, at its sole discretion and without prior notice, suspend or terminate your participation in the Campaign, withhold or initiate Clawback of any 2x Cashback Rewards or Grand Prize, and take any other action it deems appropriate if:

  • You breach any provision of these Terms or the General Rewards Terms;
  • The Company identifies fraud, abuse, or irregularity in your activities;
  • It becomes unlawful for either party to continue performance under these Terms;
  • You are, in the Company's reasonable opinion, no longer fit and proper to participate; or
  • The Company decides to suspend or discontinue the Campaign.

21.3 Effect of Termination

Upon termination of your participation, you must immediately cease all Campaign-related activities. In the event of termination for breach, fraud, or serious misconduct, you will not be entitled to any outstanding 2x Cashback Rewards, Grand Prize Entrant status, or Grand Prize award.

The following provisions survive termination: Sections 2, 8, 12, 13, 15, 16, 19, 20, and 23.

22. Records

The Company's records relating to the Platform and the Campaign (including records of Match of the Day publication, Picks submitted, Match Results, Correct Pick determinations, 2x Cashback Window activations, and Grand Prize raffle entries and draws) shall be final, conclusive, and binding on Participants for all purposes. You agree that such records are admissible as evidence and waive any right to challenge their admissibility or authenticity solely on the basis that they were produced by a computer system or are in electronic form.

23. Governing Law and Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be subject to and governed by the laws, jurisdiction, and dispute resolution mechanisms set out in the KAST Terms of Service. By participating, you expressly acknowledge that you are bound by the dispute resolution provisions of the KAST Terms of Service, including any limitations on liability, waivers of class action proceedings, and requirements for individual arbitration as specified therein.

24. General Provisions

24.1 Entire Agreement

These Terms, together with the General Rewards Terms, the KAST Terms and Conditions of Service, and the Privacy Policy, constitute the entire agreement between you and the Company with respect to the Campaign and supersede all prior agreements, representations, and understandings relating to the same subject matter.

24.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.

24.3 Waiver

No failure or delay by the Company in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy. Any waiver must be in writing.

24.4 Assignment

You may not assign or transfer any of your rights or obligations under these Terms without the prior written consent of the Company. The Company may assign or transfer these Terms, in whole or in part, without restriction.

24.5 No Third-Party Beneficiaries

These Terms do not confer any rights or remedies on any third party, except where expressly stated otherwise.

24.6 Language

These Terms are made in the English language. In the event of any inconsistency between the English version and any translation, the English version shall prevail.

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