Rock Paper Scissors Campaign Terms and Conditions

August 21, 2026

1. Introduction

These Rock Paper Scissors Campaign Terms and Conditions ("Terms") govern participation in the KAST Rock Paper Scissors Campaign (the "Campaign") offered by KAST Tech ("KAST", "Company", "we", "us", or "our") through our website and mobile application (the "Platform").

These Terms supplement and incorporate by reference the KAST Terms and Conditions of Service (the “KAST Platform Terms”), the Privacy Policy, and the KAST Rewards Program Terms and Conditions (the "General Rewards Terms"). In the event of any conflict between these Terms and the General Rewards Terms, these Terms shall prevail with respect to matters relating to the Campaign. For matters not addressed in these Terms, the General Rewards Terms apply.

By participating in the Campaign, you ("Participant", "you", or "your") acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not participate in the Campaign.

The Campaign is a KAST promotion offered at KAST's sole discretion. It does not constitute gambling, betting, or a lottery. The daily outcome is determined by a fixed rules-based comparison between the Participant's Pick and the Daily KAST Choice, and no purchase, stake, wager, or entry fee is required to submit a Pick.

This Campaign is not available in all jurisdictions and is void where prohibited.

2. Definitions

In these Terms, the following terms have the meanings set out below. Capitalized terms not defined here have the meanings given to them in the General Rewards Terms or the KAST Platform Terms.

  • "Campaign" means the KAST Rock Paper Scissors Campaign as described in these Terms.
  • "Campaign Period": The Campaign commences on 25 Aug 2026 at 00:01 UTC and continues until terminated in accordance with the terms of this Campaign.
  • "Cutoff Time" means 23:30 UTC each day, being the time at which the Pick Window closes and all Picks for that day are locked.
  • "Daily Game" means a single round of Rock Paper Scissors made available by the Company on the Platform for a given day during the Campaign Period, in respect of which an Eligible User may submit one Pick.
  • "Daily KAST Choice" means the Company's Rock, Paper, or Scissors selection for a given Daily Game, finalized and published on the Platform at the Reveal Time.
  • "Daily Multiplier" means the configurable multiplier applied to a winning (or eligible tying) Participant's then-applicable base cashback rate under the General Rewards Terms during the Reward Window, as set by the Company and published on the Platform for the relevant Daily Game.
  • "Eligible Transaction" has the meaning given in the General Rewards Terms, and excludes any transaction falling within an Excluded Merchant Category Code as described in Section 8.
  • "Eligible User" means a registered KAST user who satisfies the eligibility criteria set out in Section 3.
  • "Outcome" means the result of a Daily Game for a Participant, being Win, Lose, or Tie, determined in accordance with Section 5.4.
  • "Pick" means a Participant's selection of Rock, Paper, or Scissors for a Daily Game, submitted via the Platform before the Cutoff Time.
  • "Pick Window" means the period during which an Eligible User may submit a Pick for a given Daily Game, commencing when the Daily Game is made available on the Platform and closing at the Cutoff Time.
  • "Reveal Time" means 00:00 UTC, being the time at which the Company finalizes and publishes the Daily KAST Choice and each Participant's Outcome for the preceding day's Daily Game.
  • "Reward Window" means the 24-hour period, commencing at the Reveal Time, during which the Daily Multiplier applies to a winning (or eligible tying) Participant's Eligible Transactions.
  • "Tie Reward Setting" means the Company's per-game backend configuration determining whether a Tie Outcome is rewarded with the Daily Multiplier for that Daily Game.

3. Eligibility

To participate in the Campaign, you must:

  • Be a registered KAST user with an account in good standing;
  • Have successfully completed KAST's identity verification (KYC) process;
  • Hold an active KAST card and be eligible to earn cashback under the General Rewards Terms;
  • Not be a resident of, or otherwise connected to, any jurisdiction in which KAST has prohibited or restricted access to the Platform or its services;
  • Be legally permitted to receive cashback rewards and Campaign incentives under applicable law; and
  • Comply with these Terms, the General Rewards Terms, and all other applicable KAST policies at all times.

You are not eligible to participate if:

  • Your KAST account has been suspended, terminated, or is under fraud, compliance, or risk review;
  • You are legally or contractually prohibited from receiving rewards or incentives; or
  • KAST determines, in its sole discretion, that you have violated any provision of these Terms or the General Rewards Terms.

No separate sign-up or opt-in is required. Any Eligible User who submits a Pick during the Campaign Period is deemed to be a Participant and agrees to be bound by these Terms.

No Purchase Required to Play: Submitting a Pick is free of charge. No purchase, card transaction, or account funding is required to submit a Pick or to achieve a winning Outcome. However, the Daily Multiplier can only be earned on Eligible Transactions actually executed during the Reward Window, as set out in Section 6.

4. Campaign Overview

The Campaign consists of the following, running each day during the Campaign Period:

  1. Daily Game: A single daily round of Rock Paper Scissors made available by the Company on the Platform, in respect of which an Eligible User may submit one Pick (Rock, Paper, or Scissors) before the Cutoff Time.
  2. Daily Reveal: At the Reveal Time (00:00 UTC), the Company publishes the Daily KAST Choice and determines each Participant's Outcome (Win, Lose, or Tie).
  3. Cashback Multiplier Reward: A Participant with a winning Outcome (and, where the Tie Reward Setting is enabled, a tying Outcome) is eligible to earn the Daily Multiplier on Eligible Transactions during the Reward Window, subject to the limits and exclusions set out in these Terms and the General Rewards Terms.

There is no draw, raffle, or grand prize associated with the Campaign. The Campaign rewards are limited to the Cashback Multiplier Reward described in these Terms.

5. Daily Game and Picks

5.1 Daily Game Availability

The Company will make available one Daily Game per scheduled day during the Campaign Period, as determined by the Company in its sole discretion. The availability, scheduling, and configuration of each Daily Game (including the Daily Multiplier value and the Tie Reward Setting) are set by the Company and may be changed, suspended, or cancelled at any time without prior notice.

5.2 Pick Submission

Eligible Users may submit one (1) Pick per Daily Game during the Pick Window. Picks are three-way: Rock, Paper, or Scissors. Once submitted, a Pick cannot be modified, withdrawn, or resubmitted.

5.3 Pick Lock

The Pick Window closes at the Cutoff Time (23:30 UTC). Picks submitted after the Cutoff Time will not be accepted and will not count toward the Campaign for any purpose. A Participant who does not submit a Pick before the Cutoff Time is not eligible for any Outcome or Cashback Multiplier Reward for that Daily Game.

5.4 Daily Reveal and Outcome Determination

At the Reveal Time (00:00 UTC), the Company finalizes and publishes the Daily KAST Choice for the preceding day's Daily Game and determines each Participant's Outcome as follows:

  • Win: the Participant's Pick beats the Daily KAST Choice, where Rock beats Scissors, Scissors beats Paper, and Paper beats Rock;
  • Tie: the Participant's Pick is identical to the Daily KAST Choice; or
  • Lose: the Participant's Pick loses to the Daily KAST Choice.

Participants will not be able to view the Daily KAST Choice before the Reveal Time. The Company's determination of the Daily KAST Choice and each Outcome, based on its operational records, shall be final and binding on all Participants.

5.5 Cancelled or Suspended Games

The Company may cancel or suspend a Daily Game at any time in its sole discretion. If a Daily Game is cancelled before the Cutoff Time, no Picks will be accepted for that day and no Outcome or Cashback Multiplier Reward will arise. If a Daily Game is cancelled after the Cutoff Time, the Daily Multiplier will not be activated for any Participant for that day. The Company is not obliged to provide a replacement game or any form of compensation in respect of a cancelled or suspended Daily Game.

6. Cashback Multiplier Reward

6.1 Eligibility

A Participant with a winning Outcome is eligible to earn the Daily Multiplier on Eligible Transactions made during the Reward Window applicable to that Daily Game. A Participant with a tying Outcome is eligible for the Daily Multiplier only where the Tie Reward Setting is enabled by the Company for that Daily Game. A Participant with a losing Outcome, or who did not submit a valid Pick, is not eligible for the Daily Multiplier and continues to earn cashback (if any) at their standard base rate under the General Rewards Terms.

6.2 Reward Window

The Reward Window commences at the Reveal Time (00:00 UTC) and ends 24 hours thereafter, unless otherwise specified by the Company on the Platform. The Daily Multiplier applies only to Eligible Transactions authorized by the Platform during that 24-hour period.

6.3 Calculation

The Cashback Multiplier Reward is calculated by applying the Daily Multiplier to the Participant's then-applicable base cashback rate under the General Rewards Terms, applied to the value of Eligible Transactions during the Reward Window. The Daily Multiplier value is configurable by the Company and published on the Platform for the relevant Daily Game. The Cashback Multiplier Reward does not stack with any other promotional cashback multiplier or boost. Where multiple cashback rates could apply, the Company will determine which rate applies in accordance with the No Double Counting provisions of the General Rewards Terms.

6.4 Caps and Limits

The Cashback Multiplier Reward is subject to the Participant's existing per-user and per-membership-tier cashback caps as set out in the General Rewards Terms. If a Participant reaches their applicable cashback cap, additional Eligible Transactions may not earn further cashback under the Campaign. No additional Campaign-specific cap applies by default, but the Company reserves the right to introduce or adjust a Campaign-specific cap at any time, with notice published on the Platform.

6.5 Crediting

The Cashback Multiplier Reward is credited to the Participant's Rewards Balance in accordance with the General Rewards Terms, including the Timelock Period and other crediting mechanics described therein. For the avoidance of doubt, the Cashback Multiplier Reward forms part of the Participant's Rewards Balance and is subject to all provisions of the General Rewards Terms relating to Locked, Redeemable, and Redeemed Rewards, including the Company's Clawback rights.

6.6 No Reward Without an Eligible Outcome

A Participant who does not submit a Pick before the Cutoff Time, or whose Outcome is not eligible for reward under Section 6.1, is not eligible for the Cashback Multiplier Reward in respect of the relevant Daily Game.

7. Refunds, Disputed Transactions, and Clawback

The Cashback Multiplier Reward is subject to the refund, disputed transaction, and Clawback provisions set out in the General Rewards Terms. Without limiting the generality of the foregoing, the Company may initiate a Clawback of all or part of any Cashback Multiplier Reward, whether Locked, Redeemable, or Redeemed, in the circumstances set out in the General Rewards Terms, including but not limited to fraud, abuse, refund, chargeback, error, breach of these Terms, or regulatory requirement.

8. Excluded Transactions and Merchant Category Codes (MCCs)

8.1 Excluded Transactions

Transactions classified under the Excluded Merchant Category Codes (MCCs) listed in this Section, as well as any other categories of transactions that the Company and/or its card-issuing partners may designate as excluded from time to time pursuant to network rules or internal policies, shall not be Eligible Transactions and shall not qualify for the Cashback Multiplier Reward.

8.2 Excluded Merchant Category Codes (Non-Exhaustive)

The following MCCs are excluded from Cashback Multiplier Reward eligibility, in addition to the categories listed in the MCC Rewards Restriction List of the General Rewards Terms:

  • 4829 — Wire transfer / money orders
  • 5947 — Gift, souvenir, novelty and stored-value products
  • 6010 — Manual cash disbursements
  • 6011 — ATM / automated cash disbursements
  • 6012 — Financial institutions — merchandise and services
  • 6050 — Quasi-cash — member financial institution
  • 6051 — Quasi-cash / foreign exchange / money orders / cryptocurrency purchases
  • 6529 — Remote stored-value load
  • 6532 — Payment transaction — member financial institution
  • 6538 — Money transfer — merchant
  • 6540 — POI Funding Transactions (Non-MoneySend)
  • 6555 — Mastercard-initiated rebate/rewards
  • 6611 — Overpayments
  • 6760 — Savings bonds
  • 7995 — Gambling, betting, lotteries
  • Any MCC that a card scheme or the Company designates from time to time as "High-Risk", "Gambling", or "Prohibited"

This list may be updated by the Company at any time without prior notice. The Company reserves the right to exclude additional MCCs or transaction types at its sole discretion.

9. Prohibited Conduct

In addition to the prohibited conduct set out in the General Rewards Terms, you must not, in connection with the Campaign:

  • Create fake, duplicate, or synthetic accounts to submit additional Picks or obtain additional Outcomes;
  • Use accounts you control or are connected to in order to manipulate Pick submission, Outcome determination, or Cashback Multiplier Reward eligibility;
  • Manipulate or artificially inflate Eligible Transactions during a Reward Window, including but not limited to structured spend, wash transactions, or transactions designed primarily to generate cashback rewards;
  • Exploit any bug, defect, or error in the Platform, the Daily Game mechanic, or the cashback calculation engine to obtain or increase any Reward;
  • Use automated means, scripts, or bots to submit Picks; or
  • Engage in any conduct that could constitute fraud, abuse, manipulation, or breach of applicable law.

10. Anti-Abuse and Clawback

The Company reserves the right to investigate any suspected abuse, fraud, or manipulation in connection with the Campaign. If the Company determines, in its sole discretion, that a Participant has engaged in prohibited conduct or otherwise violated these Terms, the Company may:

  • Disqualify the Participant from the Campaign;
  • Withhold, adjust, or initiate Clawback of any Cashback Multiplier Rewards awarded;
  • Suspend or terminate the Participant's KAST account; and
  • Take any other action it deems appropriate, including reporting the conduct to relevant authorities.

11. Intellectual Property

All rights, titles, and interests in and to the Platform, the Daily Game mechanic, the Campaign branding (including "Rock Paper Scissors" as used by KAST and associated marks), and all related trademarks, logos, content, and technology remain the exclusive property of the Company. No rights or licenses are granted to Participants except as expressly set out in these Terms or the General Rewards Terms.

12. Personal Information and Privacy

Personal Information collected in connection with the Campaign is processed in accordance with the Company's Privacy Policy. By participating, you consent to the collection, use, and disclosure of your Personal Information as described in the Privacy Policy, including for the purposes of administering the Campaign, determining Outcomes, and applying and crediting the Cashback Multiplier Reward.

13. Notifications and Communications

You agree to provide the Company with accurate and complete contact information. Service notifications from the Company in connection with the Campaign (including Daily Game availability, Daily KAST Choice publication, Outcome notifications, and Reward Window activation) may be sent by push notification, email, in-app message, or through KAST's official communication channels, and constitute effective notice for the purposes of these Terms. Where a Participant achieves a winning Outcome, the Company may send a push notification after the Reveal Time; the in-app state remains the source of truth if any notification fails to deliver.

14. Representations and Warranties

By participating in the Campaign, you represent and warrant that:

  • All information you provide to the Company is true, complete, and accurate;
  • You have the legal capacity and authority to enter into these Terms;
  • Your participation does not violate any applicable law or any agreement to which you are a party;
  • You are not subject to any sanctions, export controls, or other restrictions that would prohibit participation or receipt of Rewards; and
  • You are not, and are not affiliated with, any person or entity identified on any sanctions list maintained by OFAC, the United Nations, the European Union, or any other relevant governmental authority.

You agree to promptly notify the Company if any of the above representations ceases to be accurate.

15. Relationship of the Parties

Nothing in these Terms creates any agency, partnership, joint venture, employment, or fiduciary relationship between you and the Company. You are an independent participant and have no authority to bind or make commitments on behalf of the Company.

You are solely responsible for all costs and expenses you incur in connection with the Campaign and for complying with all applicable tax, regulatory, and reporting obligations, including any tax liabilities arising from the Cashback Multiplier Reward.

16. Modifications

The Company reserves the right, at any time and at its sole discretion, to:

  • Modify, update, or amend these Terms;
  • Modify, update, suspend, or discontinue the Campaign or any component thereof, including the Daily Game mechanic or the Cashback Multiplier Reward;
  • Adjust the Daily Multiplier, the Tie Reward Setting, the duration of the Reward Window, the Cutoff Time, the Reveal Time, or any other Campaign parameter; and
  • Extend or shorten the Campaign Period.

Where practicable, the Company will provide reasonable notice of material changes through the Platform or official communication channels. Your continued participation following the effective date of any change constitutes acceptance of the revised Terms.

17. Disclaimer of Warranties

THE PLATFORM AND ALL SERVICES PROVIDED IN CONNECTION WITH THE CAMPAIGN ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE AVAILABLE, UNINTERRUPTED, SECURE, OR ERROR-FREE AT ALL TIMES, INCLUDING IN RELATION TO THE AVAILABILITY OF ANY DAILY GAME, THE PUBLICATION OF THE DAILY KAST CHOICE, OR THE ACTIVATION OF ANY REWARD WINDOW.

18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITY, ARISING OUT OF OR IN CONNECTION WITH THE CAMPAIGN, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE EXTENT PERMITTED BY LAW, THE COMPANY'S AGGREGATE LIABILITY TO YOU IN CONNECTION WITH THE CAMPAIGN SHALL NOT EXCEED THE TOTAL VALUE OF CASHBACK MULTIPLIER REWARDS PAID TO YOU DURING THE CAMPAIGN PERIOD, OR USD 1,000, WHICHEVER IS GREATER.

Some jurisdictions do not permit certain limitations of liability. In such jurisdictions, the above limitations apply to the fullest extent permitted by applicable law.

18.1 Force Majeure

The Company will not be liable for any failure or delay in performance of its obligations under these Terms to the extent caused by circumstances beyond its reasonable control, including but not limited to acts of God, natural disasters, war, civil unrest, governmental action, power or network failures, cyberattacks, or failures of third-party service providers.

19. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

  • Your participation in the Campaign;
  • Your breach of these Terms or any applicable law or regulation; or
  • Any claim by a third party arising from your actions or omissions in connection with the Campaign.

20. Suspension and Termination

20.1 Withdrawal by Participant

You may cease participation in the Campaign at any time by not submitting any further Picks. Cessation does not affect Cashback Multiplier Rewards already earned and credited prior to cessation, subject to the Clawback provisions of the General Rewards Terms.

20.2 Suspension or Termination by the Company

The Company may, at its sole discretion and without prior notice, suspend or terminate your participation in the Campaign, withhold or initiate Clawback of any Cashback Multiplier Rewards, and take any other action it deems appropriate if:

  • You breach any provision of these Terms or the General Rewards Terms;
  • The Company identifies fraud, abuse, or irregularity in your activities;
  • It becomes unlawful for either party to continue performance under these Terms;
  • You are, in the Company's reasonable opinion, no longer fit and proper to participate; or
  • The Company decides to suspend or discontinue the Campaign.

20.3 Effect of Termination

Upon termination of your participation, you must immediately cease all Campaign-related activities. In the event of termination for breach, fraud, or serious misconduct, you will not be entitled to any outstanding Cashback Multiplier Rewards.

The following provisions survive termination: Sections 2, 7, 11, 12, 14, 15, 18, 19, 21, and 22.

21. Records

The Company's records relating to the Platform and the Campaign (including records of Daily Game availability, Picks submitted, Daily KAST Choices, Outcome determinations, and Reward Window activations) shall be final, conclusive, and binding on Participants for all purposes. You agree that such records are admissible as evidence and waive any right to challenge their admissibility or authenticity solely on the basis that they were produced by a computer system or are in electronic form.

22. Governing Law and Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes or claims) shall be subject to and governed by the laws, jurisdiction, and dispute resolution mechanisms set out in the KAST Terms of Service. By participating, you expressly acknowledge that you are bound by the dispute resolution provisions of the KAST Terms of Service, including any limitations on liability, waivers of class action proceedings, and requirements for individual arbitration as specified therein.

23. General Provisions

23.1 Entire Agreement

These Terms, together with the General Rewards Terms, the KAST Terms and Conditions of Service, and the Privacy Policy, constitute the entire agreement between you and the Company with respect to the Campaign and supersede all prior agreements, representations, and understandings relating to the same subject matter.

23.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.

23.3 Waiver

No failure or delay by the Company in exercising any right or remedy under these Terms shall constitute a waiver of that right or remedy. Any waiver must be in writing.

23.4 Assignment

You may not assign or transfer any of your rights or obligations under these Terms without the prior written consent of the Company. The Company may assign or transfer these Terms, in whole or in part, without restriction.

23.5 No Third-Party Beneficiaries

These Terms do not confer any rights or remedies on any third party, except where expressly stated otherwise.

23.6 Language

These Terms are made in the English language. In the event of any inconsistency between the English version and any translation, the English version shall prevail.

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