Your Rewards are Getting Simpler: Meet USD Cashback

You use your card every day. Still, everyday costs can pile up before you notice. When your budget feels tight, every bit counts. USD cashback helps soften that pressure by putting money back on the purchases you already make.

That is why KAST is moving to USD cashback.

Instead of rewards that feel distant or hard to use, you will earn cashback in USD based on your membership tier. Then, when your cashback becomes available, you can redeem it in the app and use it on your next card purchase. In other words, your rewards become easier to track, easier to understand, and easier to spend.

This update gives you a clearer way to get value from your eligible card spend. It also keeps the experience simple. You spend. You earn. You redeem. Then your cashback helps pay for what comes next.

What is changing

KAST cardholders will earn USD cashback on eligible card authorizations based on their membership tier. Cashback rates go up to 3%.

Here is how the new structure works:

Caps reset on the first day of each calendar month. If you spend above your monthly tier cap, you will not earn extra USD cashback for the rest of that month.

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Why this matters to you

Rewards should not feel vague.

With USD cashback, you can see what you earned in real terms. You do not need to guess what a points balance might be worth. You also do not need to wait for a catalog or a complicated conversion flow. Instead, you see your reward in USD and redeem it inside the app.

This also makes your day-to-day spending feel more useful. If you already use your KAST card often, your rewards can now come back in a form you understand immediately.

How cashback works inside the app

Your cashback moves through three stages in the Rewards Hub:

• Locked: you earned cashback, but it is not available to redeem yet
• Redeemable: your cashback is ready, and you can tap Redeem
• Redeemed: your cashback moves to a separate spendable sub-balance and is used on your next card purchase

The key thing to know is this: cashback does not redeem automatically. You need to tap Redeem in the Rewards Hub. After that, the redeemed amount is applied automatically to your next card transaction. If your purchase is larger than the redeemed cashback amount, the rest comes from your own card spending balance.

What makes this different

The experience is built to feel more direct.

First, cashback appears at authorization. That means your reward shows up right when you spend, instead of making you wait days just to see it.

Second, your cashback is tied to real card use. You earn from eligible spend, and then you can apply that reward to your next purchase after redemption.

Third, paid tiers unlock higher cashback rates and higher monthly caps, so you can earn more as your spending grows.

Important details to know

A few parts of the experience matter.

Redemption availability

Cashback redemption is currently limited to enabled countries. For the current release, cashback has a 14-day time lock before it becomes redeemable. In addition, some accounts may see redemption delays because of risk controls.

Refunds and reversals

If a transaction that earned cashback is later refunded or reversed, the related reward can be clawed back automatically. KAST first removes it from your Rewards Balance. If there is not enough there, the remaining amount can be deducted from your USD virtual account balance.

No withdrawal

Cashback cannot be withdrawn to another wallet or used as a cash-out balance. It is designed to be used inside KAST for card spending.

No expiry

Once earned, your cashback does not expire in your account.

See how cashback works on KAST

One more thing

This update is about making rewards easier to use.

You should be able to look at your card activity and understand what you earned, where it sits, and how to use it next. That is the point of USD cashback. It brings your rewards closer to the way you already spend.

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